Pi Partners is a global leader in structured finance, specializing in innovative collateralized stock loan solutions. With decades of expertise, we design bespoke strategies to help shareholders mitigate risks tied to concentrated equity positions while unlocking liquidity for strategic opportunities.

Amid Japan’s economic recovery post-pandemic, a major shareholder sought to protect their equity portfolio from market volatility while accessing flexible capital. Pi Partners structured a Collateralized Loan Product (CLP) to achieve:

• Downside Protection: Shield against equity price fluctuations.

• Upside Retention: Full participation in future stock appreciation.

• Low-Cost Liquidity: Immediate access to ¥50M without dilution or personal guarantees.

• Strategic Flexibility: Unrestricted use of proceeds to support post-pandemic growth initiatives.

1. Collateral Pledge: Shareholder secured the loan with a concentrated equity position.

2. Tailored Terms: Non-recourse, cov-lite facility with interest-only payments.

3. Speed & Efficiency: Funds deployed within 10 business days.

Risk Management: Hedge against downside volatility while retaining 100% upside potential.
Zero Upfront Costs: No out-of-pocket expenses or hidden fees.
Non-Recourse Financing: Liability limited solely to pledged collateral.
Unrestricted Proceeds: Capital used for any purpose (diversification, yield enhancement, or strategic investments).
Competitive Terms: Rates from 4-9% p.a., LTV up to 80%, and 120-month flexibility.
Basel III Avoidance: Faster execution vs. traditional bank loans.